Once we have
completed the discovery process and
the investment planning process, we
move on to the wealth management
process. We begin this process by
coordinating all of the information
that we’ve gathered and prioritizing
the key financial issues. Working
with our team of inside and outside
experts (tax professionals,
insurance specialists, attorneys,
etc.) we begin the process of
implementing the financial plan that
will protect and enhance our
clients’ wealth and
security. Focusing on our client’s
individualized needs, goals and
challenges, we work with the client
and our team to make sure the
financial health of our clients is
being well tended to on an ongoing
basis.
After a
comprehensive financial plan for the
future has been determined and the
investment risk/return profile has
been agreed upon with the client
during the investment planning
process, we begin to implement the
investment plan in a client’s
accounts. As discussed further in
the Investment Philosophy section of
this website, we base our investment
choices on empirical research and
are very cost sensitive in our
investment choices. We have a
dedicated investment committee which
meets regularly to review the
available investment vehicles and to
determine which are appropriate for
our client portfolios. Our
investment committee gathers
empirical data and
research conducted by some of the
brightest academics in the world and
analyses this research in detail
before making any investment
changes. We understand that our
client’s money represents their
life’s work and dreams. We believe
those dreams too important to leave
to chance and emotion and therefore
rely on sound, empirical research as
the best model for our clients.
Each client
can expect their portfolio to be
invested with their specific
needs/challenges in mind. There are
many issues that make each
individual client’s situation
unique. Whether a client has cash
withdrawals, tax sensitivity, margin
capabilities, dollar cost averaging
or any number of other needs to be
considered, we design a portfolio
whose investments can cater to a
client’s unique situation.
In addition
to the capital market research
conducted by our investment
committee, our clients also receive
the benefit of a team of
professionals, guided by their
personal Financial Advisor, who are
dedicated to making sure that
clients’ accounts are rebalanced
regularly and to ascertaining that
taxes and cash flows are being
thoroughly considered. Our client
service teams are also constantly
reviewing our clients’ investments
to make sure everything is running
smoothly and that all aspects of
their portfolios are being
addressed.
Our
clients can expect to meet with us
regularly to review their
portfolios, as well as their
financial plans and goals. We focus
on providing true wealth management
to our clients by using an ongoing
consultative approach. In order to
provide this service, we focus on a
smaller number of clients than many
firms and must therefore limit the
number of new clients we accept. We
are looking only for clients who
appreciate the value of our approach
and who want the care, expertise,
ethical standards and diligence that
we can bring to the table.
If you
are in need of the kind of wealth
management we offer, please call us
today. We look forward to speaking
with you.
