Agile Wealth Management


Office (732)798-0062, Fax (732) 821-9202
1555 Ruth Rd Suite 6, North Brunswick, NJ - 08824

Insurance Planning

LIFE INSURANCE


Life insurance may be one of the financial items that most people don't want to think about. But what happens to your love ones who depend on you and your income in the event of your death?

Getting life insurance is a step into safeguarding your financial security for your family. Thus, Agile Wealth Management provides a variety of insurance options to help you protect your family. Some basic life insurance plans:

  • Term Life
  • Universal Life
  • Whole Life

    Unlike most insurance companies, Agile Wealth Management provide our clients with dozens of insurance quotes from various insurers.

    Please contact one of our insurance experts to help you with your insurance planning.

    • ADVANCED LIFE INSURANCE PLANS


    In certain situations life insurance can be a tool for advanced planning strategies. With the help of an experienced attorney, we can help setup specific plans to help reduce “death taxes” and preserve one's estate. In addition, some cash-value life insurance policies can be used to supplement retirement savings.

    Some plans include:

  • Irrevocable life insurance trust (ILIT)
  • Life Insurance Retirement Plans (LIRP's)
  • Life Insurance Asset Accumulation Plans (LIAAP's)
  • Buy-Sell Agreements (key-man insurance)

    Please contact one of our insurance experts to help you with your insurance planning.
    • LONG-TERM CARE

    Long-term care insurance (LTC insurance) is becoming increasingly more important with longer life expectancies and advanced medical technologies. Long-term care expenses can be steep and quickly erode one's retirement savings. LTC insurance should be thought of as an insurance policy for your nest egg. Just as with life insurance, we can obtain quotes from dozens of companies to be sure we find the right fit for our clients.

    The aforementioned policies may not be necessary, or even suitable, for all people or businesses. One of our responsibilities is to evaluate the insurance needs of our clients, as a part of the overall financial plan. In many cases we make use of the expertise of strategic partners (i.e. CPA, business attorney, estate planning attorney,etc.).

    Please contact one of our insurance experts to help you with your insurance planning.